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Structuring a Family Office

Structuring a Family Office

Ismael Hajjar, Partner at PwC Middle East responsible for family office structuring, was hosted by Danielle McIver, Chief Product Officer at The Family Office, to discuss how families can establish and structure a family office tailored to their needs.

The conversation delves into the definition of a family office, the difference between a family office and a traditional wealth structure, the roles it can play, and when and how it makes sense to establish one. It also explores the different models, virtual, single, and multi-family offices, and the key considerations families should keep in mind when choosing between them, including cost, complexity, and the level of in-house involvement.

Apr 27, 2025Offshore Structures- 3 min
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Below are the highlights of the webinar:

  • A family office can be either a simple investment structure that holds and protects wealth or a fully developed platform that includes employees and provides strategic, operational, and administrative support to the family.

  • A family office aims to preserve family unity, create operational efficiency and peace of mind, support succession planning, oversee investments while optimizing costs, and provide personalized concierge services.

  • Different types of family offices include:

  1. Single Family Office (SFO): Fully dedicated structure with in-house team, typically viable for families with over $150 million in liquid assets.

  2. Virtual Family Office (VFO): A leaner, more agile setup with outsourced services and minimal in-house staff, accessible starting around $25–50 million.

  3. Family Service Office: Focused on non-investment matters like education, travel, healthcare, and conflict resolution. Sometimes separated from the investment arm.

  • Setting up a family office is worth considering after a significant liquidity event, when the next generation becomes actively involved, or when existing wealth management approaches become inefficient or overly complex.

  • Common triggers for establishing a family office include the desire for professional investment oversight, concerns about cost transparency and access to a wider range of asset classes, and the need for greater structure and control over family governance.

  • A trusted advisor plays a central role in aligning strategy, structure, service providers, and family needs, guiding the family through complex multidisciplinary decisions without bias, and ensuring the setup reflects their goals rather than the interests of any single firm.

  • In the GCC, younger wealth owners increasingly prefer outsourcing and flexibility over managing large teams internally. Older generations may value control and long-standing relationships with banks but could benefit from delegation and oversight.

 Watch the full webinar for deeper insights into how a family office can be structured around your specific needs.

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About The Family Office

Since 2004, The Family Office has been the wealth manager of choice for more than 500 ultra-high-net worth families and individuals, helping them preserve and grow their wealth through customized solutions in diversified alternatives and more. Schedule a call with our financial experts and learn more about our wealth management process.


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