The SVB and Credit Suisse struggles highlight the risks associated with the “one-stop” banking model that encourages customers to put all their financial assets and liabilities under one roof, including loans, corporate banking, and wealth management. Unfortunately, many families and business owners compromised the fundamental security of their assets by adopting this paradigm in favor of the alleged ease of working with a single organization.
While the crisis is concerning, maintaining a proper asset allocation with an independent financial advisor can help investors weather similar storms. Below are a few strategies that protect investors’ assets and wealth:
Choose a wealth manager that can serve your goals, independently from the lending banks. A good wealth manager assesses your financial objectives and risk appetite, then proposes a holistic investment strategy to protect and grow your wealth.
Maintain a proper asset allocation in accordance with your risk profile. No matter how markets are performing, investors must always maintain the right asset allocation for their level of risk tolerance, especially if they have concentrated portfolios or positions.
Beware of banks that offer high interest rates on your deposits. This may reflect liquidity issues and depositors may lose their wealth should the bank fail.
Even in an increasingly unstable world, you can still preserve and grow your wealth by diversifying your investments over assets, geographies and sectors, with the help of an independent financial advisor that aligns financial strategies with your goals.The Family Office has helped its clients preserve and grow over $2 billion of wealth since 2004. We customize a strategic asset allocation mix according to the risk tolerance and time horizon of each investor. Our global reach and scale help you access asset classes that were once available only to the largest investors, such as private markets investments.
Call us today to learn more about protecting your wealth and diversifying away from the one-stop-shop banking model.
Disclaimer
This presentation is provided to you by The Family Office Co. BSC(c) (“The Family Office”) for informational purposes only, and contains proprietary information that may not be reproduced, distributed to, or used by, any third parties without The Family Office’s prior written consent.
All information, figures, calculations, graphs and other numerical representations appearing in this presentation have not been audited and may be subject to change over time. Furthermore, certain valuations (including valuations of investments) appearing in this presentation are subject to change as they may be based on either estimates or historical figures that do not reflect the latest valuation. Although all information and opinions expressed in this presentation were obtained from sources believed to be reliable and in good faith, no representation or warranty, express or implied, is made as to their accuracy or completeness. The information contained herein is not a substitute for a thorough due diligence investigation. Past performance is not indicative of and does not guarantee future performance. Exit timelines, prices and related projections are estimates only, and exits could happen sooner or later than expected, or at a higher or lower valuation than expected, and are conditional, among other things, on certain assumptions and future performance relating to the financial and operational health of each business and macroeconomic conditions.
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The Family Office is a Category 1 Investment Firm regulated by the Central Bank of Bahrain C.R.No.53871 dated 21/6/2004. Paid Up Capital: US$ 10,000,000. The Family Office only offers products and services to ‘accredited investors’ as defined by the Central Bank of Bahrain.